Home | Ask Your Question | Mortgage Glossary
Find me a lender for:  
Set a Family Budget That Includes Coupons By Mike Whitehead

When your family sits down to set a family budget you might not be considering the value that coupons and rebates hold. Those little slips of paper you clip out of the newspaper and magazine can add up to big savings.

The practice of cutting coupons is decades old. People get their scissors ready and flip through newspaper inserts and magazines cutting out coupons that help them save money on a favored product. While most coupons offer a savings that might seem minute, when you put them altogether it can add up to tidy sum.

There is a craft to cutting and using coupons and rebate forms and with a little planning while you set up a family budget, you can easily save a sizable amount of money. Factoring in the savings that youll garner from coupons isnt prudent during the budget planning stage. After all, you cant predict how much money you will save that month by using coupons. However, you can keep track of how much money you actually save and put that in a rainy day jar or a mad money bucket. That way, when you want a special treat or decide to take the family out to a nice dinner youll already have the financial resources to do that without it impacting the decisions you made when you set a family budget.

There are a few important rules to follow to get the most value from coupons:

Use coupons on sale items. If you do this you are dramatically reducing the price of something that you generally purchase at regular price. Watch for double coupon days at local stores. Some stores offer the consumer a chance to use their coupons at a double discount once a month. This can save a substantial amount of money even reducing the cost of certain items to almost nothing. Trade coupons with friends, relatives or co-workers. Many people cut coupons and save them waiting for a chance to use them. If they have a coupon for a product you normally buy and vise versa, you can make a trade. Visit websites that offer coupon discounts. There are many websites that have literally hundreds of dollars of discount coupons available. All you do is point, click and print. Use rebate forms for sale items. If you have a rebate form for a product, purchase it when its on sale and be certain to ask for two copies of the receipt. Most rebate requests dont honor photocopied receipts and if you have two copies, both printed from the stores cash register, you can keep one for warranty purposes and use the other to mail-in for your rebate.

When you work to set a family budget in place, consider that coupons are akin to bonuses. When you use one, take the money saved and use it one something special. The whole family will want to take part, just to get the reward!

M.S.Whitehead is the leader in family debt management. All around the world debt is a problem that literally just keeps on growing and growing. Debt does not discriminate.Vist us at http://www.debtmanagementsupport.com





See Also:

Reward Credit Cards: Get the Best Rewards Card Incentive Program
A good credit reward card can contribute to your retirement account, offer gas rebates, score theme-park or vacation tickets or take thousands off the price of your next auto purchase. Rewards at hotels, airlines, and retailers bring more to the possibilities but, adds to the confusion. Here are ... more...

Set a Family Budget That Includes Coupons
When your family sits down to set a family budget you might not be considering the value that coupons and rebates hold. Those little slips of paper you clip out of the newspaper and magazine can add up to big savings.The practice of cutting coupons is decades old. People get their scissors ready ... more...

Learn To Save Hard Cash This Festive Season
Time was when shopping was a painful experience, a chore to be lived with. Cash Back schemes have now brought the fun back into shopping. One can now shop online and purchase all that you need without even leaving home. Whats more, these online purchases also pay you back a certain amount on your ... more...

Save Thousands on Any New Car by Using the Internet
Failure to do your homework will prove costly when you purchase your next new vehicle. The internet makes all of the essential information accessible for free, so fire up your computer and get ready to save money.If you are unlucky enough to be trading in your old vehicle, brace yourself because ... more...


More on rebate...

Search More Info On:

  • Multi Family
  • Shriff Sale
  • Discount Points
  • Appraised Value
  • Project Management
  • Purchase Contract
  •  

    Shop For Your Mortgage Now!
    Shop For Your Mortgage Now!

    You'll be re-directed to Top-Lenders.com

    Want to Know Your Rate?
    Get Customized Mortgage Quote Instantly

     
    ExplainingMortgages © 2005 - 2009